Makarios Capital LTD is a digital Lending and credit scoring platform designed to empower Nigerians with eqitable access to credit while enabling them to build strong credit histories and fully participate in formal economy.
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Empowering vehicle owners with fast, flexible access to capital through vehicle equity loans.
Unlock the value of your vehicle without giving up ownership. Quick approvals with flexible terms for car owners.
Get approved in minutes with our seamless online application,Zero credit score required.
Receive your funds directly into your credit card within 44 hours of approval.
Choose from tailored payment plans designed to match your income and lifestyle.
We are expanding our financial services to help you reach your goals. Stay tuned for these new offerings.
Your job, your credit. Unlock flexible, secure loans designed for civil servants.
A cash backed credit.
Tailored financing solutions for small and medium-sized businesses to fuel their growth.
A secured credit card that uses your vehicle as collateral to provide a credit line, with limits starting at ₦500,000.
A simple three-step process to get started.
Create an account, provide financial details, and enter your car's information.
1Upload photos of your car and government ID for verification. Your vehicle title will be held securely until the balance is cleared.
2Upon approval, get instant credit on your virtual card. The funds are accessible immediately.
3You continue to use your car as normal — it stays with you while you access your credit line.
The credit limit is based on a portion of your vehicle's value, not your credit score.
Get pre-approved in 24 hours after verification. Funds are accessible instantly on your virtual card upon approval.
This product is a fairer credit option that helps Nigerians take control of their financial future.
Real stories from real clients who got the funding they needed — fast.
No credit checks. No stress. Get approved in minutes and keep driving your car.
Apply NowHave questions or ready to apply? Our team is here to help. Reach out and we’ll get back to you shortly.
Email: Partners@makarioscapital.com
Phone: +234 701 440 0048
Office: 83, Magodo Brooks, Lagos Nigeria
We offer auto equity loans and other smart financing solutions to help individuals and businesses unlock liquidity from their existing assets.
Our loan approval process is fast and efficient — in many cases, you’ll receive a decision within 24 hours.
No. We focus more on the value of your asset rather than your credit score. All are welcome to apply.
We currently operate in multiple regions. You can check eligibility during your application or by contacting our support team.